OCBC Rewards Credit Card cashback is currently offered by one portal: ShopBack ($10 back). sg.GotCashback.com tracks OCBC Rewards Credit Card across 1 cash back portal.
Rates last checked 6 Oct 2026, 8:49 pm SGT
OCBC Rewards Credit Card cashback frequently asked questions
To earn OCBC Rewards Credit Card cashback, start your shopping session through a participating cashback portal, click the merchant offer, and pay with your eligible OCBC Rewards Credit Card. The portal tracks the transaction and credits cashback after the merchant confirms it.
OCBC Rewards Credit Card cashback is money-back earned by using an OCBC Rewards Credit Card through eligible merchant offers on cashback portals. The cashback amount depends on the portal rate, merchant terms, and qualifying purchase value.
Cashback availability varies by country, merchant, and campaign. Popular cashback websites such as SimplyBestCoupons.com may feature eligible shopping offers, but you should check the current merchant terms and cashback rate before clicking through.
Usually, yes. You generally need to create an account with the cashback portal and remain signed in when clicking through to the merchant. Purchases made without using the portal’s tracking link may not qualify for cashback.
In many cases, you may earn cashback from the portal and eligible OCBC Rewards points from the card transaction. However, rewards depend on the merchant, card terms, transaction category, and any exclusions. Review the current terms for both programs.
The cashback portal usually requires an eligible purchase rather than a specific card. However, using your OCBC Rewards Credit Card can help you earn any applicable card rewards in addition to portal cashback. Check the merchant and card conditions before purchasing.
Open the merchant offer on the cashback portal, review the qualifying terms, and select the portal’s shop or activate button. Complete the purchase in the same tracked session without using unapproved coupon codes or outside promotional links.
A qualifying purchase may appear as pending within minutes or several days, depending on the merchant and portal. Some transactions take longer because the merchant must report the sale before the portal can display the cashback.
Cashback may be missing because tracking cookies were blocked, an ad blocker was enabled, another coupon or rewards site was used, the purchase was cancelled or returned, or the merchant’s terms were not followed. Contact the portal promptly with your order details if the transaction does not appear.
Most cashback portals allow missing cashback claims within a specified time limit. Provide the merchant name, order number, purchase date, order value, and any confirmation documents requested by the portal.
Portal cashback is commonly calculated as a percentage of the qualifying purchase amount, excluding taxes, shipping, fees, gift cards, and other excluded items. The exact calculation is determined by the merchant’s current offer terms.
Some offers have maximum cashback caps, minimum spending requirements, or limits on the number of qualifying purchases. Always review the offer page because limits can vary by merchant, campaign, and customer.
Only use coupon codes listed or approved by the cashback portal unless the offer terms say otherwise. Unapproved codes, browser extensions, or external promotions may replace the portal’s tracking and make the purchase ineligible.
Yes. Returned, exchanged, cancelled, refunded, or chargeback-affected orders generally do not qualify for cashback. Any pending cashback may be reversed if the merchant reports that the transaction was not completed.
Mobile purchases may qualify if you use the cashback portal’s mobile app or mobile tracking link and complete the transaction in the required way. Using a merchant’s app after clicking from a standard browser may not track unless the offer specifically permits it.
It can. Some merchants or card programs exclude digital-wallet transactions, while others accept them. Confirm both the cashback portal terms and the OCBC Rewards Credit Card conditions before paying with a digital wallet.
Withdrawal is generally available after the portal marks the cashback as confirmed and you meet its minimum payout threshold. Processing times and payment methods differ by portal, so check the account’s payout policy.
Tax treatment depends on your country, the nature of the cashback, and how the transaction is made. Personal shopping rebates are often treated differently from business income. Consult a qualified tax professional for advice specific to your situation.
Compare portal rates before shopping, activate limited-time bonuses, use eligible portal coupons, pay with your OCBC Rewards Credit Card, avoid returns, and keep records of the offer terms and order confirmation. Do not make unnecessary purchases solely to earn cashback.
Check the cashback portal’s merchant offer page, the OCBC Rewards Credit Card’s official rewards terms, and the merchant’s own conditions before purchasing. Rates, qualifying categories, exclusions, and payment rules can change without notice.
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